A teacher, not an advisor
You learn to read the market and decide for yourself. We never tell you what to buy, and we don’t manage a portfolio for you.
01 / A little room to begin
Find the money you already have.
Sprowt shows you where your money goes, finds what you can spare, and teaches you the basics of investing it. You decide every move.
Read-only accessYour decisionsNo sold data
Your whole money life,
in one calm place.
See where your money goes, spot what you can spare, and set steady plans toward real goals, on your own or as a couple sharing one financial life.
The hard part isn’t picking investments. It’s starting at all.
“Where does it all go?”
Money comes and goes on its own, so it’s hard to see what’s spare. Sprowt keeps track and points out easy savings.
“I don’t know how.”
The jargon, the apps, the fear of getting it wrong. So the first step keeps getting put off.
“I’ll do it later.”
Later never quite arrives. The first plan goes unset, year after year. Time is the one thing that helps most.
Five steps, one steady loop.
It starts with control, because nothing else works until you can see where you stand. You stay in charge at every step.
- 01Control
Get in control
Connect your bank, read-only. See your whole money life in one place, with your spending sorted for you, on your own or as a couple.
- 02Find
Find your surplus
We read your spending and surface a realistic amount you could set aside. Often it is more than you would expect.
- 03Learn
Build the confidence
Learn the basics in plain language. Every number comes with an explanation, so you learn to read the market. You are never told what to buy.
- 04Start
Take the first step
When you are ready, set up a steady recurring plan in a few taps, on low-cost partner rails you choose. Value can rise or fall, so you decide.
- 05Keep
Keep the habit
Small monthly check-ins keep you steady. Time does the quiet work, and staying consistent is the whole point.
A teacher,
not an advisor.
We help you make your own decisions. We never issue personalised “buy this” recommendations, and we don’t manage your money for you. That keeps you independent, which is the whole point.
An on-ramp, not a destination
We’re not your bank, broker or robo. We hand you to the low-cost rails that already exist, and you choose.
You’re the customer, not the product
We don’t sell your data or your order flow. A simple subscription is the business, fully transparent.
See why, never just what.
Every number Sprowt shows you comes with a plain-language explanation. No black box, no hot tips, just clearly explained indicators that build real understanding.
- Indicators explained in everyday words
- Set your own priorities, risk and time horizon
- Digestible analysis, not pro charting tools
sprowt
iShares Core MSCI World UCITS ETF
SWDA · USD accumulatingGrowth of USD 100
Source: iShares · Calendar years to 31 Dec 2025
$17831 Dec 2025$178
31 Dec 2025: $178
Past performance is not a reliable indicator of future results.
- Yearly fee
- 0.20%
- Holdings
- 1,278
- Markets
- 23developed
Spread across companies
Your money is spread across many companies instead of relying on one. Its value can still fall as well as rise. You decide whether it fits your plan.
Set it once. Keep it steady.
Simple rules move the money in the background, toward goals that actually mean something. You decide; Sprowt does the moving.
Active ruleThe Autopilot
Monthly move
820 kr
Moves automatically on the 1st of every month. You can change or stop the rule whenever you want.
Toward your goal
62%First 10 000 kr
6 200 kr in the goal3 800 kr to go
- Next move
- 1 Sep · 820 kr
- Goal after next move
- 7 020 kr
Round-up
Every purchaseRound every card purchase up to the nearest krona and invest the spare change.
Added this month+310 kr
Surplus sweep
MonthlyWhenever we spot new room in your budget, we sweep it straight into your plan.
Added this month+260 kr
Payday rule
On paydayInvest the moment your salary lands, before the money has a chance to disappear.
Added this month+150 kr
We invest more when the goal feels real.
Name your goal, set an amount and a date, Sprowt’s rules quietly move the money toward it, every month.
Trip to Japan
- So far
- 4 500 kr
- Complete
- 18 %
Target 25 000 kr20 500 kr to go
Emergency buffer
- So far
- 18 000 kr
- Complete
- 60 %
Target 30 000 kr12 000 kr to go
First 10 000 kr
- So far
- 6 200 kr
- Complete
- 62 %
Target 10 000 kr3 800 kr to go
One free month. Then a price you can see clearly.
Start free. After that, choose a simple subscription with no hidden fees. Cancel anytime, and keep what you’ve learned.
Free trial
1 month
See your surplus before you pay a thing.
- Connect your bank, read-only
- Your surplus, found for you
- Start learning the basics
Sprowt
The core plan€4.99 / month
Get in control and take your first step.
- Everything in the free trial
- Your surplus, found each month
- A guided path to your first plan
- Plain-language lessons and indicators
Sprowt Plus
€8.99 / month
Go deeper, and learn from people you trust.
- Everything in Sprowt
- Richer guidance and market context
- Lessons from trusted creators
- Priority support
Built with the creators beginners already follow.
Sprowt works with trusted finance creators to teach the basics credibly, so your first lesson comes from a voice that already feels like a friend, not a bank.
@spara.smart“Index funds, explained over coffee. No jargon, just the basics.”
@nybörjarekonomi“Your first €100, step by step. Starting is the hardest part.”
@calmmoney“No hype, no pressure. Just small money habits that add up.”
Find your surplus.
Leave your email and we’ll let you know when Sprowt is ready to try.